Your Property Numbers
Loan Type
Full purchase price of the property
Loan Amount: enter purchase price above
Annual interest rate
Gross monthly rent
Monthly amount
Hazard/landlord insurance
Enter 0 if none
0.00x
Payment Breakdown
Monthly Rent—
Total PITIA—
P&I Payment—
Monthly Cash Flow—
Annual Cash Flow—
DSCR Ratio Tiers
N/A
No Ratio DSCR
No rent required to qualify. Asset-based lending for investors who don't need rental income to get approved.
0.80x
Low Ratio
Rent covers 80% of payment. Select lenders available with stronger credit & reserves required.
1.0x
Break Even
Rent exactly covers PITIA. Most mainstream DSCR lenders available at standard terms.
1.25x
Strong Cash Flow
Best pricing, most lender options, and strongest qualifying position. The gold standard.